Dubai: UAE-based insurance provider Orient Insurance has expanded its war risk protection portfolio, introducing new insurance solutions for cargo shipments, personal vehicles and residential properties amid growing concerns over geopolitical and operational risks.

The newly launched coverage is designed to support importers, exporters, logistics companies, freight operators, homeowners and vehicle owners seeking broader financial protection against risks linked to war, political violence, terrorism, sabotage, strikes and riots.

New Insurance Products Introduced

As part of the expanded portfolio, Orient Insurance has introduced several specialised coverage options:

Marine War on Land: Covers cargo and goods exposed to war-related risks during inland transportation.
Marine Cargo War Risks: Provides protection for maritime cargo shipments against war and associated threats.
Political Violence Cover for Personal Vehicles: Extends protection to privately owned vehicles damaged due to war, terrorism, sabotage, riots or strikes.
Political Violence Cover for Residential Units: Offers homeowners financial protection against property damage caused by political violence or war-related incidents.

Rising Demand for Broader Protection

The move comes at a time when businesses operating through regional and international supply chains are seeking stronger protection against emerging risks. UAE companies involved in imports, exports and freight movement often rely on complex logistics networks that include sea transport, port operations, road transit and warehousing, creating potential gaps in conventional insurance coverage.

Orient Insurance stated that the new offerings are intended to help businesses operating in or through the UAE safeguard goods and operations across major trade corridors.

Additional Security for Residents

The expanded portfolio also addresses the growing need among UAE residents for enhanced protection of personal assets. Standard home and motor insurance policies may not fully cover losses caused by political violence or war-related events, making the new products particularly relevant for homeowners and vehicle owners seeking more comprehensive coverage.

Speaking on the development, Omer Elamin, President of Orient Insurance Group, said the UAE’s economic growth depends heavily on confidence in institutions and risk management systems.

“As trade flows grow and the risk environment becomes increasingly complex, Orient is committed to ensuring businesses can operate without undue exposure, and that individuals and families have the protection they need to live and work with genuine security,” he said.

Focus on High-Impact Risks

Industry experts note that the launch reflects a broader shift within the insurance sector toward products addressing low-frequency but high-impact risks. With global trade and investment flows continuing to expand, demand for specialised war risk and political violence coverage is expected to rise across the region.

Industry experts note that the launch reflects a broader shift within the insurance sector toward products addressing low-frequency but high-impact risks. With global trade and investment flows continuing to expand, demand for specialised war risk and political violence coverage is expected to rise across the region.